Need-Based · Non-Repayable

Bursaries in Canada

Bursaries are non-repayable financial awards for students who demonstrate financial need. Unlike scholarships, bursaries are not primarily based on academic merit — they are awarded to help students who would otherwise struggle to afford post-secondary education. In Canada, bursaries are offered by universities, colleges, provincial governments, and private organizations.

Type: Need-based, non-repayable Basis of award: Financial need (not primarily academic merit) Common amounts: $500 – $10,000 per year Who offers them: Universities, colleges, provinces, private foundations
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Quick facts — Bursaries in Canada
Type Need-based, non-repayable
Basis of award Financial need (not primarily academic merit)
Common amounts $500 – $10,000 per year
Who offers them Universities, colleges, provinces, private foundations
Combined with loans? Yes — bursaries can be combined with loans and grants
Application timing Apply early in the academic year — funding is limited
Last verified March 2026
Federal bursaries and grants

At the federal level, the Canada Student Grant for Full-Time Students (up to $4,200/year) functions similarly to a bursary — it is need-based and non-repayable.

  • Canada Student Grant for Full-Time Students: up to $4,200/year
  • Canada Student Grant for Students with Disabilities: up to $4,000/year
  • Canada Student Grant for Students with Dependants: up to $200/week per child
  • Canada Learning Bond: up to $2,000 lifetime for children from low-income families
Pro tip: Use our free 5-step quiz to see which of these programs you're eligible for — and get a ranked list of matching scholarships, grants, and bursaries in under 3 minutes. Take the quiz →
Provincial bursaries

Most provinces offer their own need-based bursaries alongside federal grants:

  • Ontario (OSAP): Grant component up to $11,582/year for low-income students
  • BC: BC Access Grant up to $4,000/year for eligible students
  • PEI: George Coles Bursary ($3,000/year)
  • Quebec: AFE non-repayable bursary component
  • Newfoundland: NL Student Financial Assistance bursaries
University and institutional bursaries

Most Canadian universities maintain emergency and continuing bursary funds. Apply through your university's financial aid office.

  • Emergency bursaries: Quick-turnaround funds for unexpected financial crises
  • Continuing bursaries: Applied for annually based on demonstrated need
  • Indigenous bursaries: Many universities maintain dedicated bursary funds for Indigenous students
  • First-generation bursaries: For students who are the first in their family to attend post-secondary

Frequently asked questions

In Canada, 'grant' usually refers to government-funded aid assessed alongside your student loan application — you receive it automatically. 'Bursary' usually refers to institutional or private need-based funding that requires a separate application through your school or organization.
Contact your university's financial aid or awards office. Most universities have an online bursary application available each September–November. Apply early — bursary funds are limited and distributed on a first-come, first-served basis.
Often yes, but some institutions may reduce your bursary if you receive a large scholarship, since bursaries are need-based. Check your institution's policy.
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1
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2
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3
Apply directly. Click through to each official program page and apply before the deadline.
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Official source: Student Aid – Government of Canada · Last verified: March 2026 · Always confirm details directly with the program provider before applying.
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