Northwest Territories Student Financial Assistance
The Northwest Territories Student Financial Assistance (SFA) program is one of the most generous student aid programs in Canada. Unlike most provinces, NWT provides substantial non-repayable grants that can cover tuition, books, and living expenses — often leaving NWT students with little or no debt. NWT does not participate in the Canada Student Loans and Grants program; instead, it runs its own territorial system.
NWT Student Financial Assistance consists of three main components: the basic grant, supplementary funding, and remissible loans. Together, these can cover the full cost of post-secondary education for NWT residents.
- Basic Grant: Covers tuition and mandatory fees at any eligible Canadian post-secondary institution
- Supplementary Grant: Non-repayable living allowance for rent, food, and books
- Travel Allowance: Covers return travel between NWT and your school (crucial for northern students)
- Remissible Loan: A loan that is forgiven dollar-for-dollar if you return to the NWT and work for a specified period after graduation
- Northern Bonus: Additional top-up for students from remote NWT communities
NWT Student Financial Assistance is available to residents of the Northwest Territories attending eligible post-secondary institutions.
- NWT resident (generally lived in NWT for at least 12 consecutive months)
- Canadian citizen, permanent resident, or Indigenous person with status in NWT
- Enrolled full-time at a designated post-secondary institution in Canada
- Maintaining satisfactory academic progress
- Not in default on any previous NWT student financial assistance
Here are some practical tips to maximize your NWT student funding:
- Apply early — NWT SFA applications open in the spring for the fall academic year
- If you plan to return to NWT after graduation, your remissible loan is forgiven — factor this into your career planning
- Keep your NWT residency status up to date with ECE to ensure eligibility
- Even though NWT doesn't use the Canada Student Grant system, you may still qualify for some federal scholarships (Vanier, Schulich, Loran) separately
- Indigenous NWT students should also apply for Indspire and federal Indigenous-specific funding
Frequently asked questions
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