Scholarships & Grants for Mature Students in Canada
If you're an adult returning to school — whether at 25, 35, or 55 — you're not starting from scratch. Canada Student Grants, provincial aid, and many university bursaries have no age limit. In fact, mature students often qualify for more need-based funding than younger students because of family responsibilities and lower recent income. Here's what's available and how to get it.
These are the main funding sources available to mature students returning to post-secondary education in Canada:
- Canada Student Grant for Full-Time Students: Up to $4,200/year — no age limit, assessed through your provincial student aid application
- Canada Student Grant for Students with Dependants: Up to $200/week per child under 12 — many mature students qualify
- Provincial mature student bursaries: Ontario (OSAP Second Career), BC (Adult Upgrading Grant), Alberta (Learner Income Support)
- University mature student entrance awards: Many universities offer specific entrance scholarships for students 21+ or 25+
- Indspire Building Brighter Futures: Open to Indigenous learners of any age returning to education
After talking to hundreds of mature students, these are the most common funding mistakes we see:
- Assuming you're too old for student aid — you're not. Most programs have no age limit.
- Not applying for student loans/grants because you think you won't qualify — the income assessment is based on your current situation, not your lifetime earnings
- Forgetting the dependants grant — if you have kids under 12, this alone can add $8,000+/year in non-repayable funding
- Skipping your university's bursary application — institutional bursaries are often undersubscribed by mature students
- Not exploring part-time study options — you can receive student aid for part-time study while working
Actionable advice for mature students navigating the funding landscape:
- Apply for provincial student aid even if you're unsure — the worst that happens is you're assessed at $0
- Contact your university's mature student centre or adult learner office for dedicated support
- If you've been out of school for 4+ years, many universities waive high school grade requirements for admission
- Consider whether full-time or part-time study better fits your financial situation — both have funding options
Frequently asked questions
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