Scholarships & Grants for Mature Students in Canada
If you're an adult returning to school — whether at 25, 35, or 55 — you're not starting from scratch. Canada Student Grants, provincial aid, and many university bursaries have no age limit. In fact, mature students often qualify for more need-based funding than younger students because of family responsibilities and lower recent income. Here's what's available and how to get it.
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These are the main funding sources available to mature students returning to post-secondary education in Canada:
- Canada Student Grant for Full-Time Students: Up to $4,200/year — no age limit, assessed through your provincial student aid application
- Canada Student Grant for Students with Dependants: Up to $200/week per child under 12 — many mature students qualify
- Provincial mature student bursaries: Ontario (OSAP Second Career), BC (Adult Upgrading Grant), Alberta (Learner Income Support)
- University mature student entrance awards: Many universities offer specific entrance scholarships for students 21+ or 25+
- Indspire Building Brighter Futures: Open to Indigenous learners of any age returning to education
After talking to hundreds of mature students, these are the most common funding mistakes we see:
- Assuming you're too old for student aid — you're not. Most programs have no age limit.
- Not applying for student loans/grants because you think you won't qualify — the income assessment is based on your current situation, not your lifetime earnings
- Forgetting the dependants grant — if you have kids under 12, this alone can add $8,000+/year in non-repayable funding
- Skipping your university's bursary application — institutional bursaries are often undersubscribed by mature students
- Not exploring part-time study options — you can receive student aid for part-time study while working
Actionable advice for mature students navigating the funding landscape:
- Apply for provincial student aid even if you're unsure — the worst that happens is you're assessed at $0
- Contact your university's mature student centre or adult learner office for dedicated support
- If you've been out of school for 4+ years, many universities waive high school grade requirements for admission
- Consider whether full-time or part-time study better fits your financial situation — both have funding options
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