Grants in Ontario

Ontario participates in the federal Canada Student Grants program. When you apply for OSAP, the federal grant is automatically calculated alongside the provincial grant — you do not file a separate federal application.

• Full-Time Students Grant: up to $4,200/year
• Part-Time Students Grant: up to $1,680/year
• Students with Disabilities Grant: up to $4,000/year for disability-related costs
• Students with Dependants Grant: up to $200/week per child under 12 (full-time)

On top of the federal grant, OSAP adds a provincial grant assessed from family income. For students from families earning under $50,000, this grant alone can cover full tuition at most Ontario colleges and universities.

• Family income under $50,000: up to $11,582/year — often covers tuition entirely
• Family income $50,000–$100,000: partial grant
• Family income $100,000–$175,000: smaller grant; loan-heavy assistance
• Family income over $175,000: usually no grant; OSAP loan only

Beyond OSAP, several federal and provincial grants target specific populations:

• Canada Apprentice Loan: interest-free loan, not a grant — but pairs with the federal Apprenticeship Incentive Grant
• Indigenous Bursary (Canada Student Grant for Indigenous Students): up to $4,200/year top-up
• Ontario Indigenous Bursary: separate provincial top-up for First Nations, Métis, and Inuit students
• Canada Education Savings Grant: 20% federal match on RESP contributions (parents)

Filing OSAP is the single most important financial action an Ontario student can take. One form triggers federal + provincial + Indigenous grant assessment all at once.

• Step 1: Create an OSAP account at ontario.ca/osap
• Step 2: File the application at least 3 months before classes start
• Step 3: Upload supporting documents (income, residency, enrolment)
• Step 4: Re-apply every academic year — OSAP does not auto-renew