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Financial Aid Comparison Worksheet

Exit example
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$
$
$
$
$
$
$
$
$
$
Total cost$24,750
Aid that doesn't repay$6,000
Net out-of-pocket $18,750
4-year estimate: $75,000
$
$
$
$
$
$
$
$
$
$
Total cost$28,400
Aid that doesn't repay$5,500
Net out-of-pocket $22,900
4-year estimate: $91,600
$
$
$
$
$
$
$
$
$
$
Total cost$25,200
Aid that doesn't repay$4,500
Net out-of-pocket $20,700
4-year estimate: $82,800

Rate each factor 1–5 by how much it matters to you, then rate each school 1–5 on that factor. Highest weighted total wins — but trust your gut on close calls.

Factor Weight McMaster University (BHSc)U of T (Public Health Sci)Western (Health Sci)
Net out-of-pocket cost
Academic fit (program, courses)
Location / commute
Campus life / community
Co-op / experiential learning
Weighted total 81 86 89

Student Prompt Library

Hand-written prompts you can copy into ChatGPT, Claude, or any other AI assistant — pre-loaded with the Canadian context (OSAP, Loran, Schulich, etc.) so the AI's first answer is actually useful.

Sanity-check my offer comparison

Use after filling in 2+ schools — catches what you forgot to count.

I have offers from {school A} and {school B}. Below are the financial-aid letters. Reformat them into one apples-to-apples comparison and surface anything I might have missed: residence vs commuter cost, mandatory fees, renewal conditions (GPA, course load), tax treatment, currency, work-study assumptions. Then tell me the school with the lower 4-year out-of-pocket cost and the school with the lower risk if my GPA slips below {x}.

Offer A:
{paste offer A}

Offer B:
{paste offer B}