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Student Budget Planner

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All values in CAD per month. OSAP/aid lump sums should be divided by months in the term.

Income

$
$
$
$
$
$
Total income $0

Expenses

$
$
$
$
$
$
$
$
$
$
$
Total expenses $0
Surplus / (Deficit) this month
$0
Update any number to see the totals recalculate live.

Student Prompt Library

Hand-written prompts you can copy into ChatGPT, Claude, or any other AI assistant — pre-loaded with the Canadian context (OSAP, Loran, Schulich, etc.) so the AI's first answer is actually useful.

Find $200/month I'm leaking

Use after one full month of tracking — surfaces fixable spending.

Here is my actual student budget for {month}. I want to find $200/month of fixable leakage — not by cutting groceries, but by finding subscriptions, fees, transit, or small purchases I could replace, downgrade, or cancel. Give me 5 specific moves ranked by easiest to hardest. For each, estimate the monthly $ saved and the trade-off.

Income:
{list income sources and amounts}
Expenses:
{list expense categories and amounts}